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Although these loans are an effective way to manage various life emergencies, they can be only healthy when taken on short-term. If you pay the cash back as agreed with the lender, you're gonna be fine. However, when you don't practice it, you can anticipate some pretty high fees and penalties, so you'd better be mindful once you turn this decision. Used responsibly, short-term loans can save your daily life. Losing your grip may throw you even deeper in debt, so do the best to stick to the initial agreement with the lender. Amplify Funding Loans Log In