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Although these loans are an effective way to deal with various life emergencies, they may be only useful to you when taken on short-term. When you pay for the money-back as agreed with all the lender, you're likely to be fine. However, when you don't undertake it, you could expect some pretty high fees and penalties, so you'd better be careful once you get this decision. Used responsibly, short-term loans can save your daily life. Losing your grip may throw you deeper in debt, so do your very best to keep to the initial agreement with the lender. Amplifyfunding Dot Com