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Although these loans are an effective way to deal with various life emergencies, they are only healthy for you when taken on short-term. When you pay the cash back as agreed with the lender, you're likely to be fine. However, when you don't practice it, you can expect some pretty high fees and penalties, so you'd better take care whenever you get this decision. Used responsibly, short-term loans will save your lifestyle. Losing your grip may throw you deeper in debt, so do your best to keep to the initial agreement with all the lender.  Covington Credit Elizabethton Tennessee

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