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Although these loans are an effective way to take care of various life emergencies, they may be only healthy for you when taken on short-term. In the event you pay the money back as agreed using the lender, you're likely to be fine. However, if you don't do it, you can expect some pretty high fees and penalties, so you'd better be cautious whenever you make this decision. Used responsibly, short-term loans will save your life. Losing your grip may throw you deeper in debt, so do your best to stick to the initial agreement with all the lender.  Covington Credit Troy Al

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